Paying Utility Bills After Declaring Bankruptcy

In many cases, a person filing for bankruptcy might have fallen behind on his or her utility bills, which can include electric, gas, telephone, sewer, or water bills. As a result, many individuals are often left wondering how utility bills should be handled after they declare bankruptcy. This article will explain some important details about the bankruptcy process and your utility bills. Automatic Stays in Bankruptcy After initiating the bankruptcy process, a person needs to make sure that utility bills are listed as debts in his or her bankruptcy schedule. These schedules must list all delinquent accounts including utility debts that are owed and accounts that a person intends to keep paying. All companies included in the bankruptcy schedule will then receive notice that the person has filed for bankruptcy protection. As a result of these notices, the utility company is not permitted to discontinue a person’s utility services. Due to the automatic stay that is created when a person files a bankruptcy petition, all efforts by utility companies and associated collectors are prohibited. These efforts can include bills, lawsuits, or phone calls. Despite this protection, however, a person will be required to pay new bills that arise after filing [...]